CONDITIONS OF USE OF THE CREDIT TELECOM WEBSITE

1. PURPOSE.

The purpose of these general conditions is to regulate the use that users can make of the Corporate Web of Credit Telephone Services & Solutions, Ltd. (hereinafter "Credit Telecom"), which is currently in the URL www.credittelecom.com (hereinafter "the Corporate Web"), without subject to certain services or content within the Corporate Web are subject to their own conditions.

Credit Telephone Services & Solutions S.L. (Credit Telecom) is a spanish company with C.I.F. number B-92671494, registered in the Trade Register No. 5 of Málaga, Volume 3903, Book 2814, Folio 15, Hoja MA-79983, with registered offices in Calle Nueva No. 28 C.P. 29005, Málaga Telephone: 902 74 75 61 and email This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

2. OPERATION OF THE CORPORATE WEBSITE.

Credit Telecom reserves the right to make, at any time and without prior notice, amendments and updates as it deems appropriate in the corporate website, of the configuration and presentation of this one and the conditions for access that may include additional services and content at the present or, where appropriate, delete or modify the configuration and presentation of this and the conditions of access. Credit Telecom can block access to all or part of the users of the same to carry out repairs or modifications it deems necessary at any time. In any case, Credit Telecom will be responsible for the inadequate functioning of the system if it is due to a faulty configuration of the equipment or the user's inability to withstand the systems necessary to make use of the service. Credit Telecom is committed to making every effort to keep the content and information you enter on the Corporate Web, although the user knows that there may be inaccuracies in the contents and services included in the Corporate Web, where appropriate, Credit Telecom proceed to fix it the minimum delay on becoming aware of its existence. In any case, Credit Telecom does not guarantee the absence of errors or interruptions in access to the corporate website, in its contents, or that it is updated, although will do the best to develop, if necessary, prevent, correct or update them.

Credit Telecom is not responsible for any errors that may cause security or the potential harm that might be caused to the user's computer system (hardware and software), files or documents stored in it, as a result of the presence of virus on the user's computer used to connect to services and content on the Web.

Credit Telecom have no responsibility for granting or content of any links to third parties that are referenced on the Web, or guarantee the absence of viruses or other elements in them that may lead to alterations in the computer system (hardware and software), documents or files of the user, excluding any liability for any damage caused to the user for this reason.

3. INTELLECTUAL AND INDUSTRIAL PROPERTY.

Intellectual property rights of the corporate Web www.credittelecom.com, information, data, content, databases, designs, source codes, navigation structures and other services or telematics products integrated on the Corporate Credit Telecom Website allows access, as well as any products derived and the manuals of use are exclusive property of Credit Telecom, its suppliers or the respective owners as appropriate, so the user will not infringe any right arising from the intellectual property, being forbidden the total or part reproduction of them, their public communication, distribution or any form of exploitation or use of reverse engineering or technical transformation, unless express written consent from Credit Telecom. The user is committed to use such information and services exclusively for its own needs and make no direct or indirect commercial exploitation of services or the results achieved with the use of the Corporate Web, unless he has obtained consent express of Credit Telecom. The user agree not to use the facilities and capabilities of the Corporate Web to do or suggest activities that are prohibited by law or to try to attract users to other competitors. Likewise, the user is responsible for extending the implementation of these provisions to any person authorized by him to use the service. Furthermore, the user agrees to abide by the restrictions on the use of individual services and access to other networks (such restrictions are provided by Credit Telecom or information provider).

All distinctive signs such as trademarks, trade names, etc., which appear in the Corporate Web are protected by existing laws on trademarks, so the users can not make any reproduction, communication, exploitation and use of , unless bearing prior written consent of the owner of them.

4. PROCUREMENT OF SERVICES THROUGH THE CORPORATE WEBSITE.

To contract services through the Corporate Web, the user must fill in a complete and accurate information required by Credit Telecom. So the user knows the conditions of services or content you want to access, Credit Telecom detail prior to the time of the contract of each service, the specific conditions that will be the same. These conditions must be accepted by the user to produce effective contract. In case of use of the tools made available to a third person on the Corporate Web of Credit Telecom to enter the data of the contract of Credit Telecom customers, the natural or legal person who introduce such data must be obtained prior consent of stakeholders for the purpose for which they have entered their data.

5. AUTENTICATION.

Credit Telecom may set different authentication systems on the Corporate Website through previously requested data or through IDs and passwords to authenticate Web users.

Where Credit Telecom perform user authentication using IDs and passwords, the password and ID belong exclusively to the person who is granted. The User must maintain under his sole responsibility as the identifier as the password in the strictest confidentiality and absolute assume, therefore, any damage or any consequences arising from the breach or disclosure of the secret.

6. ETHICS AND LIABILITY ARISING FROM THE USER'S USE OF THE INTERNET AND THE CORPORATE WEBSITE.

Credit Telecom is in no way responsible for the use of the Corporate Website to carry out the user. The user will refrain from any conduct in using the Web or corporate resources available to them that violates intellectual property rights or industrial Credit Telecom or third parties, which violates or infringes the honor, personal or family privacy or image to others, or that are illegal or violate the morality and leave in any case Telecom Credit harmless against any claims, legal or other disputes, which are present in front as a result of such use. The user will refrain from carrying out by any means any destruction, alteration, damage or deactivation of data, software or electronic documents belonging to Credit Telecom, its suppliers or third parties as well as the introduction or spread on the Web programs, virus , applets, or any physical or electronic instrument that cause or are likely to cause any disruption in the network, in the system, or the third party equipment. It is expressly forbidden to delete, modify emails from other users, send spam, commercial or advertising purposes, and to carry out any activity or practice that violates the principles of good conduct generally accepted among users Internet.

7. LIABILITY FOR THE ACCES OR INTRODUCTION OF THE CONTENTS THAT CIRCULATES BY INTERNET.

The User expressly accepts Credit Telecom exempt from any liability related to the quality, accuracy, reliability, correctness or morality of the data, programs, information or opinions, whatever the source, running on your network or networks which the user can access through the Corporate Website as well, the information you enter on the Internet through the network of Credit Telecom. User assumes sole responsibility under its consequences, damages or actions that could arise from access to content and information as well as their reproduction and dissemination. Credit Telecom will not be liable for breaches of any user that affect the rights of another user, Credit Telecom, or third parties, including copyrights, trademarks, patents, confidential information and any other rights of intellectual property. Credit Telecom may cancel access to the Web to corporate users who violate the conditions of use set forth herein.

8. CONFIDENTIALITY AND PRIVACY OF DATA.

For the purposes of the regulations on the protection of personal data Credit Telecom informs the user of the existence of a file of personal data of users who enter their data on the Corporate Website created under the liability of Credit Telecom with the aim of carrying out information, training and marketing for telecommunications services the Credit Telecom. Likewise, Credit Telecom tells you the possibility to exercise their rights of access, rectification, cancellation and opposition of the personal data in that file. The user can object to the processing of their data for promotional purposes at any time. Credit Telecom undertakes to fulfill his obligation of secrecy of personal data and its duty to protect them, and take the necessary measures to prevent alteration, loss, or unauthorized access, given in any case, the state of technology. The user can exercise the above rights and the rights of access, rectification, cancellation and opposition legally provided in relation to their credit information to Telephone Services & Solutions, Ltd. (Credit Telecom) Street No. 28 New CP 29005 Málaga Telephone: 902 74 75 61 and from email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

9. DATA COMUNICATION.

The user expressly consents the transfer to the Credit Telecom companies and channel distributors or agents that, if any, work with Credit Telecom in the procurement of services, of the data contained in the automated file. Such consent, revocable, will aim to carry out information, management and promotion of telecommunications services provided by Credit Telecom. Likewise, the user gives his consent for the communication to those operators whose involvement is necessary for the service. Any other use of personal data require the prior consent of the user.

10. CLAIMS.

The user can make complaints about services provided to Credit Telephone Services & Solutions, S.L (Credit Telecom) Calle Nueva nº 28 C.P 29005 Málaga Telf.: 902 74 75 61 and from the email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

Credit Telecom and the user, expressly renounce any other jurisdiction, submit to the Courts and Tribunals of the user for any dispute arising from access to this website. In the event that the user is domiciled abroad, Credit Telecom and the user is subject, with expressly renounce to any other jurisdiction, to the courts of the city of Malaga (Spain).